
DC RLF
Mission/Target Market
Financial Services
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and Post- Loan
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Assistance
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Small Business
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The Defense Conversion Revolving Loan Fund
Financial
Services
Description of Loan Products The DC RLF offers two (2) types of loans:
- Secured Line of Credit:
Secured line of credit loans provide working capital needs for businesses
that are annual in duration. A line of credit can be used to
finance seasonal peaks in a businesses production level such as
inventories, receivables and other businesses expenses that occur
normally in the annual business cycle, where the turn over of current
assets is the primary source of repayment.
- Term Loans: Term Loans are
provided for capital needs that exceed one year (12 month) in
duration. A term loan can be used to finance the permanent increases
in production levels of business, i.e. capital equipment, leasehold
improvement, furniture and fixtures or a permanent need of for an
increase working capital level. Business needs where the cash
flow generated by the business over time is the primary source of
repayment.
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